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If you are renting, that $18,000 a yr, that’s simply going out the door; that is what it’s a must to pay for the advantage of dwelling on this home. If you buy, things which can be just going out the door are your effective value of curiosity, your property tax, your upkeep. Your what’s going out the door is $18,000 a year in both case. But, we aren’t completed yet. In this case, we did not even talk about what we’re doing with our $100,000. 12,000 is 18,000. 18,000. Identical to that, it appears to be like like our annual costs which might be simply going out the door, given the assumptions, in each different circumstance you’re going to have different assumptions, so this is just a framework. Over right here we had to use it for our down payment. Over here we nonetheless have $100,000 invested.